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Things You Must Do After an Accident to be On the Safe Side as a Driver
Even when there are so many road accidents that tend to happen annually, most people do not know what to do. Most of the people tend to get confused and end up forgetting some of the most important information. You may need to read on to knowmore about things you need to do just in case of an accident. You may also need to remember that taking blame may breach your contract with the insurance and hence the need to never take the blame.
In a case of an accident, the first step should always be to check whether the other parties have been injured. You would need to check whether you have incurred any injuries and also checkmore about your passengers. In a case where you note any injuries, you may need to call 911 or have someone do it on your behalf. You may also need to check whether there are any fatalities from the other car. In a case there is anyone injured, you may need to call an ambulance or use your car to the hospital if it is still in good condition.
The second thing you may need to do is call the police. The police tend to come in as the official witnesses of the accident and hence the need to call them to build your case. It is critical to report the accident to the police for you to have a smooth insurance claim. Even when you deem the accident as very small, you would need to ensure that you let the police know. You may need to visit a police station especially in a case where the police do not come. Once you have ensured everyone is safe and you have reported to the police, you may need to exchange contact information between parties involved in the accident. Among the details you may need to exchange include cell phone number, home address, full name, and email. It may be wise to also learnmore about the details of the insurance of the other party. You would also need to take a photo of the driver’s license and the insurance card. It may also be critical to remember the location, the type of car and the license plate number.
You would need to enquiremore about the name and the badge number of the police number collecting the information. You would also need to report as many details about the accident as possible and may need to ask whether you can get a copy of the report. You may also need to look around for potential witnesses even before calling your insurance agent.